Research

The Epicenter’s Insurance & Resiliency Research page seeks to expose readers to the financial, social, and scientific underpinnings of how and why insurance can be such an effective tool to align interests, incentivize behaviors, and ensure fiscal stability.

Reinforcing the urgency for action, the following reports, white papers, and studies span a wide spectrum of relevant content and can serve as the basis for a well-informed and well-researched proposal of your own.

Insurance Resiliency Research

Leading reports and research that set the stage for a new era of community-based climate risk action. 

Think Tanks

• The makings of the climate change-fueled property insurance crisis. This white paper outlines the factors affecting insurance pricing in exposed markets from the Center for American Progress. (April  2025)
• How insurers can protect and nurture innovative low-carbon energy projects. This publication from the World Economic Forum recommends that insurers undertake three steps to strengthen underwriting capabilities to insure and nurture innovation in the renewable energy sector. (March 2025)
• A sample proposal on enhancing disaster resilience through climate insurance. This white paper from fundsforNGOs provides a roadmap for establishing partnerships with insurers via case studies. (January 2025)
• Climate & Insurance: A Stormy Mix. A report from the Council on Foreign Relations explaining climate from a security perspective. (August 2023)

Corporate Perspectives

• The future of homeowners insurance markets. This report from JPMorgan provides an overview of the factors impacting the homeowners insurance market. (March 2025)
• Insurer partners with conservation group to advance biodiversity restoration. This article describes a new partnership between QBE and Conservation Volunteers to utilize insurance to incentivize protection of key natural assets. (February 2025)
• Building climate resilience: insurers can guide the way.  This report from PwC outlines the various roles insurers play in advancing resilience, including partnering with key sectors. (April 2024)
• Fulfilling a societal role. This joint report from the UN’s Race to Resilience and Marsh McLennan analyzes 17 real-world examples of insurance advancing community resilience. (November 2022)

Government Reports

• A Congressional Budget Office. Overview of policy approaches to increasing the availability and affordability of homeowners and renters insurance. 

If you have suggestions on additional items that should be included in any of these sections please email us.