The Weekly: Alabama Used Five Financing Levers to Scale Resilient Building Standards Across the State
Alabama’s approach to scaling the FORTIFIED standard has become a blueprint nationwide.
Alabama used five financing levers to get insurers and homeowners to pay for FORTIFIED roofs.
Florida and Alabama have spent hundreds of millions fortifying homes. Isaias is the first mainland hurricane to test that resilience since 2024.
Two years ago, sessions on resilience were hard to find at Climate Week NYC. This year, they were everywhere.
S&P 500 companies mentioned "resilience" 600 times on earnings calls last quarter. The word is exploding, and it's losing meaning. New research shows only one kind of resilience moves stock prices.
Insurance markets don't become uninsurable overnight. The transition from insurable to uninsurable is the final stage of a sequence that can take years or decades to play out.
Insurance markets don't become uninsurable overnight. But the transition from insurable to uninsurable is the final stage of a sequence that can take years or decades to play out.
The economic losses from disasters that are not covered by insurance continue to grow, but resilience projects are generating measurable positive returns.
As climate-driven hazards accelerate, a dangerous structural misalignment has emerged: What building codes deem legally permissible to construct is increasingly at odds with what catastrophic risk models deem financially viable to insure.
As long as building codes lag behind climate realities, private insurance markets will continue to dictate local safety standards by default. Resiliency Codes offer a clear, actionable strategy to change this dynamic.
The housing affordability crisis and the wildfire crisis aren't distinct challenges. They're a self-reinforcing cycle that requires investing in resilience to break.
Twenty-three billion-dollar disasters, $115 billion in damage, and not one hurricane: 2025 was a masterclass in how climate risk in the U.S. has changed.
Twenty-three billion-dollar weather and climate disasters struck the United States in 2025, revealing important takeaways for decision-makers in the real estate, public infrastructure, and insurance sectors.