The Weekly: Alabama Used Five Financing Levers to Scale Resilient Building Standards Across the State
Alabama’s approach to scaling the FORTIFIED standard has become a blueprint nationwide.
Perspectives
33 articles
(Page 2)
Beyond Disasters: Home Catalogs as a National Housing Solution
The same principles that accelerate disaster recovery can address housing supply constraints, urban disinvestment, and affordability challenges in any market.
How Los Angeles Is Reinventing Post-Disaster Rebuilding With Pre-Approved Home Catalogs
Los Angeles is pioneering a new disaster recovery model that combines cross-sector collaboration, AI-powered coordination technology, and pre-approved wildfire-resilient home catalogs.
The Evolution of Home Rebuilding Catalogs: Lessons from Katrina, Santa Rosa, and Lahaina
The lack of standard home rebuilding playbooks, combined with the uneven delivery of federal disaster recovery funding, has led to fragmented rebuilding efforts over the past few decades. However, disaster recovery has evolved to more systematic approaches using pre-approved home plan catalogs.
What 2025’s Costliest Disasters Mean for U.S. Real Estate, Insurance, and Public Infrastructure
Twenty-three billion-dollar weather and climate disasters struck the United States in 2025, revealing important takeaways for decision-makers in the real estate, public infrastructure, and insurance sectors.
States Should Not Become Reinsurers of Last Resort
States are making a mistake by using public reinsurance mechanisms to address rising insurance costs. Legislators should invest in climate resilience and risk reduction rather than transfer risk to taxpayers and ignore the underlying drivers of catastrophic insurance losses.
Rhode Island Offers a Blueprint for Financing Coastal Climate Resilience
Over the last 15 years, Rhode Island has seen cataclysmic inland flooding, tornadoes, and rapidly rising sea levels wearing away at its coast. But the state plans to be a safer, more stable place to live in 50 years.
Resilience as Local Infrastructure: How Small Businesses Anchor Climate‑Ready Economies
When extreme weather disrupts communities, small businesses often wind up being the first responders and first casualties. Investing in small business resilience can translate into fewer closures, less unemployment, faster recovery, and stronger local spending after disasters strike.
Beyond the Rainy-Day Fund: A New Model for a Fiscally Stressed Nation
States are seeing their emergency reserves shrink for the first time since the Great Recession. The path forward is a new, two-pronged pro-growth, pro-resilience model that expands the state’s economic base while simultaneously modernizing the financial tools used to protect it.
Four States Leading the Way on Flood Resilience
From Iowa's pioneering flood-monitoring network to North Carolina's comprehensive resilience blueprint, states are demonstrating what's possible when local leaders take ownership of their climate futures.
Five Pillars of Climate-Adaptive Insurance
An adaptation-minded property insurance system means safer, healthier, more resilient communities and economies that can both prepare for and recover from climate disasters in an affordable, sustainable, equitable way.
What a Federal Government Shutdown Means for Public Finance and Resilient Infrastructure
Each time the federal government closes, it reinforces a simple truth: the center can no longer hold. The work of building resilient infrastructure and communities must now happen locally.
A Fiduciary Duty: Why the Housing Market Must Invest in Resilience
From stormwater systems to flood mitigation projects, we must redefine community-level investments in resilience not as a municipal cost, but rather as a direct investment in preserving property values and stabilizing the private cost of homeownership.