The Weekly: Alabama Used Five Financing Levers to Scale Resilient Building Standards Across the State
Alabama’s approach to scaling the FORTIFIED standard has become a blueprint nationwide.
Insurance markets don't become uninsurable overnight. The transition from insurable to uninsurable is the final stage of a sequence that can take years or decades to play out.
Insurance markets don't become uninsurable overnight. But the transition from insurable to uninsurable is the final stage of a sequence that can take years or decades to play out.
By adopting green infrastructure in place of some gray infrastructure, Kansas City reduced the total costs of managing its combined sewer system through 2040 by over $2 billion.
Cities spent decades building pipes and pumps to move water out fast. Hoboken tried absorbing it instead—and cut flooding by 88%.
The economic losses from disasters that are not covered by insurance continue to grow, but resilience projects are generating measurable positive returns.
If today’s funding landscape resembles disconnected wells, then climate resilience requires something closer to a watershed—where resources are intentionally pooled, directed, and circulated across geographies, sectors, and time horizons.
From wildfire prevention to flash flood forecasting, better data is enabling earlier, more targeted decisions about risk
From June through August, warming temperatures and atmospheric moisture combine to produce the hail, tornadoes, and derechos that are now responsible for more cumulative insured losses than tropical cyclones.
Early proof points are what eventually unlock scale, and they almost never look like proof when they begin. We need the compounding of resilience over time, and we need to recognize when the next disaster creates a narrow window for rapid investments in resilience—all at once.
Climate resilience is often framed as a problem of insufficient funding. In reality, it is a problem of how funding is structured and deployed.
Wildfire-prone communities across the West are no longer waiting for federal dollars to mitigate wildfire risk. As FEMA funding stalls and detection technology gets cheaper, local districts are investing in wildfire-detection sensors, drones, and AI-monitored cameras.
With fire seasons now roughly two months longer than they were in the 1970s, 2026 could reset the ceiling on wildfire losses again.